How to Get a Replacement Car Key
Losing your car keys can be a frustrating experience. It can also be costly depending on the type of key you've got.
Calling an auto locksmith is the most efficient method of replacing the key. This is typically less expensive and quicker than calling an auto dealer or roadside assistance.
Cost
Up until recently the loss of your car keys was not a big problem. You could just go to the local hardware store and purchase a replacement key. Today, however, it's more complicated and expensive. It's because cars are technologically advanced, and their keys are as well. While this makes them more secure against theft, it also makes them more expensive to replace.
replacement keyless car keys of a lost key replacement will depend on the year, model and model of your vehicle. Many newer vehicles have key fobs that have a transponder to stop theft. These chips must be paired with your car, which typically requires a locksmith or dealer. The cost will vary depending on your car type however, it could be as high as $200.
Some modern cars also use laser-cut key that must be programmed with a specific machine available only at dealerships and auto locksmiths. The cost of a spare key in this type of lock can be up to $100.
Another factor that will affect the cost of losing a key is the location you live in. If you are in a remote area it is likely that you will have to pay extra for service because the locksmith or tow truck must travel a long distance to get there. A locksmith will also charge extra for work that is done on weekends, holidays or after-hours.
The best way to cut down on the cost of a lost key is to have a spare one with you and keep it at home or kept in your wallet. You should also keep your vehicle's registration or title documents with you, as they will be required to prove you are the owner of the vehicle should you need to call the dealership for a replacement key. You can also contact your roadside service for assistance. You may be able get an interim replacement based on the terms and conditions of your roadside assistance service.
Time
It can be very frustrating to lose your car keys, however it's important to not panic. Make sure to look for your keys in the most obvious places, like your purse or pocket. Then, go back through your day and try to remember the places you may have left the keys. This will help you remember if lost them, or if they are still in your vehicle. It's probably time to replace your car keys if you can't locate them.
Most modern cars come with an electronic key fob that uses a code in order to unlock and start the car. This type of key must be reprogrammed so that it works with your vehicle. This is typically the responsibility of an expert. Contact an auto locksmith to find out whether they can take care of this, and you will be required to provide evidence of ownership.
Old-fashioned metal keys for cars are much simpler to replace than remote key fobs. They function entirely mechanically and are not complex to duplicate, so a local locksmith can make you an immediate replacement in the event that you've lost one. The locksmith can also duplicate your ignition cylinder, but this is an additional cost. If you'd like to keep backups of the keys to your old car, you can go to an hardware store that specializes in automobiles and have them copied quickly and cheaply.
It is also advisable to replace your car keys if they're beginning to appear worn down. The teeth on the key and the lock cylinder can become worn down due to frequent use, making it difficult to align them correctly with one another. If the key starts to become stuck, it could be time to replace it.
The dealer may need to program the key if you have a newer model or a high-end car. This is a difficult task that could take an extended time to complete and could cost a lot of money. Depending on your car's make it is possible to have the work covered by your vehicle warranty or car insurance.
The availability
Even if you're a great driver there is a chance to lose your car keys. This can be a major hassle especially at an inconvenient moment like when you're at the supermarket or gas station and want to get back home. There are several options to replace the key that was lost. You can contact your insurance provider or locate a local locksmith, or call roadside assistance.
You'll first need to determine the type of key you're using. This is important because the different vehicles use different types of keys. Some are old-school and only lock through the key cylinder while others include an electronic chip that communicates with the car in order to unlock the doors and start it up. Some of these keys are easily replaced by an auto-locksmith while others might require you to visit a dealership to purchase one from the manufacturer.
No matter if you're using a conventional key or a smart key, your first step should be to read the user manual or call the dealership for instructions on how to program it to your vehicle. You will need to provide proof that you own the vehicle, and then wait for a few more days before your dealer can order the replacement. This method will also require you to take your vehicle to a locksmith or another service provider, to get it programmed. It's not the best option for those with limited mobility or strict schedules.
The process is a lot easier when you have an extra. You can buy a replacement car key online at a low price depending on the model of your car. If your keys come with a transponder and key fob, you'll need to see a qualified expert in order to replace and program them. Depending on your car's make and model you may have to have it tow at the dealer, or hire a locksmith to replace the key.
Another way to get a new car key is using a bluetooth tracker. These small devices attach to your keyring and emit a unique signature that can be picked up by a smartphone with an app installed. The app will then show you where the key is to help you locate it if you need to.
Insurance
In general, car insurance does not cover keys lost. However, there are exceptions. Some of the top car insurance companies dedicated to client happiness provide additional coverage for things like lost keys. This is usually an additional cost, but it could be less expensive than having to pay out of pocket for the cost of replacing keys.
The specific policy and deductible will determine whether or not your car insurance will cover keys that are lost. The majority of traditional keys can be replaced easily however it can be more difficult if you own an electronic fob, or smart key. These keys are laser-cut and incorporate computer chips that transmit an electronic signal to your vehicle. They are therefore more difficult to replace than keys made of mechanical. These keys are also more expensive, since you'll have to pay for a locksmith as well as the key itself.
If you're looking to save money on a replacement key that's lost you should consider using an auto club or roadside assistance service. These companies may provide locksmiths with discounted rates and even reimburse the cost of a new key. Some of these companies provide emergency lockout services which is helpful when you are in a hurry to get on the road.
Another option is to contact your car dealer to inquire if they can help you. Locksmiths are usually on staff at all dealerships and they may be able to make you a key for reasonable prices. However, if the dealer has to purchase a new key for your vehicle it could take a few days to arrive. Keep all receipts and documents, whichever method you choose. This will allow you to make a claim with your insurance company.
Losing your car keys is a regular event. It's not easy, but it can happen to anyone. There are ways to minimize the consequences. While the most cost-effective and fastest method to replace lost car keys is to contact a local locksmith, it's important to weigh the monetary benefits against the time involved and the possibility of deductible payments prior to making a claim to your insurance company.